- According to my insurance company, if i receive money from the
at fault other driver as in a settlement, then yes I have to repay
my own insurance company for the medical related expenses they paid
for me that fell under my medical coverage policy. So if you have
Ten,000 in bodily injury and you used Five,000 in medical and you were
awarded 20,000 by the other insurance company, you must pay them
back that Five,000 and can keep the rest. This may not be true for all
companies. Your claim advisor or insurance agent should be able to
reaction for you. The other screwy thing is that if you have to go to
court to get a settlement or any money awarded, my insurance
company said they will not pay for any costs associated with a
lawyer or court but that if I get any money, I HAVE to pay them
back all the medical they paid out on my behalf. I can choose to
get whatever settlement is suggested and get the leftovers, I can
hire an attorney(out of my pocket) or I can do nothing. I am not
sure why we pay these people. - In the UK there are very clear distinctions inbetween
compensation for anguish and suffering for bodily injury and financial
expenses such as medical expenses. Often the sums paid by your autoRelated video:
insurer on your behalf including vehicle repair expense will be
claimed directly by your auto insurer from the person at fault
whilst your solicitor deals with the claim for your bodily injury
and extra financial losses. However, your solicitor will
liaise cautiously with your auto insurer to ensure that the
insurer’s rights are not prejudiced and all decent monies are
recovered. To see examples of the types of compensation you can
claim click the related link entitled “traffic accident
compensation”. - In Florida, the response depends on whether you have
uninsured/under-insured motorist (“UM”) coverage. Very first, your own
company must pay the very first $10k, then the at-fault party must pay
the remainder, up to the policy boundaries. If the at-fault party’s
policy thresholds do not cover all the expenses and you intend to seek
the unpaid remaining expenses from your policy (the UM coverage)
and not from the at-faulty party, then you must obtain permission
from your own insurance co. prior to lodging for the at-fault
party’s policy thresholds. As to the very first bulleted reaction above: that
person should truly find someone UNBIASED to seek advice from
other than the employee of the for-profit insurance company.
Is there a co-op auto insurance where the only time premiums are charged is when the company has claims to pay out?
%REPLIES%.
Reaction .
If there were, it is certain they would have more business than they could treat. Obviously the reaction is no>.
Reaction .
There is a way to do this, but you would have to talk to an attorney and essentially commence your own petite insurance co-op that generally is still regulated by the state. It may even cost you more in the end, due to the legal paperwork and fees involved. But yes, if you truly wished to, you could put a large sum of money in an account for what is called a “reserve” of just in case money. Then when each member of the co-op has a claim, they pay higher amounts until they substitute all the money that they have taken out. Be careful with this type of insurance, because if you pick the wrong people to permit in the co-op and they have a large claim, but can’t afford higher premiums, the other members of the co-op must pay the difference if they wish the co-op to remain in business. In brief…Talk to an attorney..
Reaction .
If there were, it is certain they would have more business than they could treat. Obviously the reaction is no>.
Reaction .
There is a way to do this, but you would have to talk to an attorney and essentially commence your own petite insurance co-op that generally is still regulated by the state. It may even cost you more in the end, due to the legal paperwork and fees involved. But yes, if you truly wished to, you could put a large sum of money in an account for what is called a “reserve” of just in case money. Then when each member of the co-op has a claim, they pay higher amounts until they substitute all the money that they have taken out. Be careful with this type of insurance, because if you pick the wrong people to permit in the co-op and they have a large claim, but can’t afford higher premiums, the other members of the co-op must pay the difference if they wish the co-op to remain in business. In brief…Talk to an attorney..
Will insurance companies pay a claim if the insured driver did not have a valid drivers license?
%DETAILS%.
Response .
Yes, my daughter had recently given her beau permission to drive her car. He had an expired lerners permit. He had also hit and run and the tags were traced by the person who had been hit. Our insurance company paid for her car and the other parties vehicle. I’m sure that it will be made up in the renewal of our policy. Hope this helps..
Response .
Yes, my daughter had recently given her beau permission to drive her car. He had an expired lerners permit. He had also hit and run and the tags were traced by the person who had been hit. Our insurance company paid for her car and the other parties vehicle. I’m sure that it will be made up in the renewal of our policy. Hope this helps..
Can you claim bodily injury from your insurance for a car accident in which you were found at fault?
If you had medical coverage, you can. .
You cannot claim bodily injury against your own policy for yourself because you cannot be liable to yourself. Bodily injury coverage falls under the liability portion of your policy, for injury to others caused by you or the driver of your vehicle. You must carry PIP or MEDPAY for your own injuries. .
In the UK – the law is based on fault. Namely the driver at fault pays for the injury and vehicle harm to the virginal road user. Motor insurance is compulsory as this pays the liability of the driver at fault. So you cannot claim for bodily injury from your own insurance as you would be claiming against yourself – but if your motor policy was comprehensive you can claim from your own insurer for vehicle harm – subject to an excess. See the related link entitled “car driver injury claims” for a utter explanation as to when a car driver can claim and when a car driver is considered liable.
You cannot claim bodily injury against your own policy for yourself because you cannot be liable to yourself. Bodily injury coverage falls under the liability portion of your policy, for injury to others caused by you or the driver of your vehicle. You must carry PIP or MEDPAY for your own injuries. .
In the UK – the law is based on fault. Namely the driver at fault pays for the injury and vehicle harm to the virginal road user. Motor insurance is compulsory as this pays the liability of the driver at fault. So you cannot claim for bodily injury from your own insurance as you would be claiming against yourself – but if your motor policy was comprehensive you can claim from your own insurer for vehicle harm – subject to an excess. See the related link entitled “car driver injury claims” for a utter explanation as to when a car driver can claim and when a car driver is considered liable.
Do you have to reimburse a health insurance provider that paid for medical bills if you received a bodily injury settlement from your auto insurance?
If they have a Subrogation Clause (Section of Property Insurance and Liability Insurance policies providing an insurer the right to take legal activity against a third party responsible for a loss to an insured for which a claim has been paid) in their contract (and most do). The above response is correct. What this means is you need to take this into consideration when determining on a settlement. If your health insurance paid $50,000 in benefits and your attorney gets 30% of what he/she recovers, lodging for $75,000 may sound nice but you will likely never see a nickel of it.
Do you have to pay federal or state taxes on an insurance claim settlement?
Response .
For US Federal taxes, it would depend on who was paying the premiums for one thing. If you pay the premiums yourself and the loss is not business related, then no. If your employer pays the premiums or if the loss is business related then maybe. Based stringently on the information given in this question, the reaction would be no..
For US Federal taxes, it would depend on who was paying the premiums for one thing. If you pay the premiums yourself and the loss is not business related, then no. If your employer pays the premiums or if the loss is business related then maybe. Based stringently on the information given in this question, the reaction would be no..
If you have health insurance will your PIP pay for an injury in an auto accident?
Reaction .
In Florida, PIP will pay 80% of the bills till a total of $Ten,000 is reached. .
After the $Ten,000 limit, the health insurance will kick in as if that was the primary insurance. .
So what about the 20% before the $Ten,000. Send the remaining balance bills to your health insurance or the provider if the provider belongs to the health insurance list. Most of the health insurance companies will pay nothing of the 20% as the auto PIP will have paid several fold the allowable amount that the helath insurance pays had it not been as a result of an auto accident. They will tell the provider that no extra payment is due. So you will not pay a dime from your pocket till you reach the $Ten,000 limit. .
But if you are going to a out-of-network provider, I do not know. So when you go to ER or a doctor, tell them you only want to see your health insurance providers. They may not do so but insist..
Beaware of even network providers attempting to ask you to pay the balance if your health insurance company does not pay anything. They become greedy like anyone else..
The sun is setting on reqd PIP in Florida. It is a boon for people who have a insurance as they will not go thru the hassles that providers put you thru for the balance of the PIP. On PIP, charges are 3-4 times what is permitted by health insurance companies. So hospitals and doctors make a killing. With PIP gone in Fall, now the lawyers will make a killing by suing for injuries. And if you are not insured, you are in trouble even if the accident was not your fault. PIP was a good idea, but when hospitals and doctors got greedy, it became to be known as a scam. .
With our mentality of making money in the brief run, this is what the consumer gets. He is shafted no matter what, just getting shafted by different people. Do you want to be shafted by the medical community or the lawyers. Take your pick.
In Florida, PIP will pay 80% of the bills till a total of $Ten,000 is reached. .
After the $Ten,000 limit, the health insurance will kick in as if that was the primary insurance. .
So what about the 20% before the $Ten,000. Send the remaining balance bills to your health insurance or the provider if the provider belongs to the health insurance list. Most of the health insurance companies will pay nothing of the 20% as the auto PIP will have paid several fold the allowable amount that the helath insurance pays had it not been as a result of an auto accident. They will tell the provider that no extra payment is due. So you will not pay a dime from your pocket till you reach the $Ten,000 limit. .
But if you are going to a out-of-network provider, I do not know. So when you go to ER or a doctor, tell them you only want to see your health insurance providers. They may not do so but insist..
Beaware of even network providers attempting to ask you to pay the balance if your health insurance company does not pay anything. They become greedy like anyone else..
The sun is setting on reqd PIP in Florida. It is a boon for people who have a insurance as they will not go thru the hassles that providers put you thru for the balance of the PIP. On PIP, charges are 3-4 times what is permitted by health insurance companies. So hospitals and doctors make a killing. With PIP gone in Fall, now the lawyers will make a killing by suing for injuries. And if you are not insured, you are in trouble even if the accident was not your fault. PIP was a good idea, but when hospitals and doctors got greedy, it became to be known as a scam. .
With our mentality of making money in the brief run, this is what the consumer gets. He is shafted no matter what, just getting shafted by different people. Do you want to be shafted by the medical community or the lawyers. Take your pick.
In California if you do not have auto insurance and you are involved in an accident that is not your fault does the insured at fault have to pay your medical and or ache and suffering?
Response .
Related video:
California law restricts owners and operators of motor vehicles injured in a motor vehicle accident from recovering compensation for agony, suffering, inconvenience, physical impairment, disfigurement, and other non-pecuniary damages if the injured person was not insured at the time of the accident
If your wifey had an accident and she was not on your insurance and was driving a rental car that had sui and cdw but no pai for medical injury who pays your auto-ins rental-ins or medical-ins?
Reaction .
Your medical insurance will very likely pay; however, you will have to put in a claim to the other insurances very first and get a written copy of denial before your medical insurance pays on a car accident. Make sure your doctors’ billing offices have those instructions. I fought the charges from a surgery for 6 years before the hospital admitted they messed up the billing procedure.
Your medical insurance will very likely pay; however, you will have to put in a claim to the other insurances very first and get a written copy of denial before your medical insurance pays on a car accident. Make sure your doctors’ billing offices have those instructions. I fought the charges from a surgery for 6 years before the hospital admitted they messed up the billing procedure.
Do you need to file a claim with your auto insurance if you wish to seek medical coverage for the injuries sustained?
Reaction .
medical coverage is any out of pocket expenses you incure. If another auto was at fault, you would file under their policy, for Bodily injury
medical coverage is any out of pocket expenses you incure. If another auto was at fault, you would file under their policy, for Bodily injury
Do you pay taxes on an auto insurance settlement?
I had a meaty settlement from an auto insurance company and it was not taxed. However I believe that was because my attorney negotiated a type of settlement that made it non-taxable. I thnk it has to be considered “punitive damages” or something like that for it not to be taxed. Update – Generally, amounts paid for private injury and property harm are NOT taxable. Amounts paid for punitive damages and loss of income ARE taxable.
Who pays if a driver does not have auto insurance but the passenger does?
Response .
for the driver – there will no coverage. For the passenger the same as well. It is your responsibility as a passenger, to be sure that the vehicle you are driving in is INSURED, always.
for the driver – there will no coverage. For the passenger the same as well. It is your responsibility as a passenger, to be sure that the vehicle you are driving in is INSURED, always.
Can you receive money from an auto insurance claim after you sell the car?
That depends .
When did you suffer the loss? Did you own the vehicle at the time of the accident that resulted in harm to it? Did you file a claim BEFORE you sold the vehicle? If you filed a claim and subsequently sold the vehicle, you should have no trouble collecting for your loss. If, however, you failed to file a claim and then sold the bruised vehicle at a diminished price and now regret that stir, you’re pretty much out of luck.
When did you suffer the loss? Did you own the vehicle at the time of the accident that resulted in harm to it? Did you file a claim BEFORE you sold the vehicle? If you filed a claim and subsequently sold the vehicle, you should have no trouble collecting for your loss. If, however, you failed to file a claim and then sold the bruised vehicle at a diminished price and now regret that stir, you’re pretty much out of luck.
Do you pay taxes on the settlement of an insurance claim?
You do not generally have to pay taxes on an insurance settlementclaim. You can check with your tax stiff or accountant for the rulesspecific to your state.
In Michigan if you report an accident to the police for insurance purposes will the at-fault driver get a ticket if there are no bodily injuries?
This all depends on the facts of loss. With more info I could be of more assistance.
Injury claims how much does the at fault or no fault insurance pay?
The fair amount due for your injury. In a no fault or PIP state your coverage/policy pays you much eclipse the thresold before a settlement is available.
Can you sue at fault driver in California who has insurance if his insurance company denies to pay your claim for medical expenses or do you have to sue his insurance company?
yes. you can sue an at fault driver if his insurance company turns down to pay your claim. it would not be decent to sue the insurance company.
Do you pay taxes on the settlement of an accident insurance claim?
You should of course check with your tax preparer or advisor. certain types of paid claims such as Loss of future income may be taxable.
But In general the reaction will be “NO” This is because most claim settlements are compensation for a loss and not considered profit or earned income.
But In general the reaction will be “NO” This is because most claim settlements are compensation for a loss and not considered profit or earned income.
Who’s auto insurance is responsible for medical if the other driver does not have insurance?
This is a no brainer … if the other driver has no insurance, how possibly could their non-existent insurance be responsible for medical? The only recourse here is to take the other driver to court and sue for damages. Chances are you will still get nothing – most likely if someone cannot afford auto insurance, they certainly could not afford any out of pocket medical expenses. This is why most motorists have to carry under-insured and un-insured auto insurance on their policies … for your own protection.
Which insurance company pays for auto accident settlement?
all do. however, if you get to many accidents they can drop you. If you are looking to be insured, ask the insurer, they will tell what they will permit and what they don’t.
Question If you are involved in and auto accident in Florida and the other driver is at fault but has no auto insurance and you are injured can you sue your insurance company for injuries?
No, you cannot sue your insurance company for injuries….actuallly, I take that back. You can sue anybody for anything…but in this case, you would not win. Your policy should have a coverage called Uninsured Motorist Coverage. Typically, this would cover the injured parties in your vehicle if the accident was caused by an uninsured driver. This would cover your injuries in such an incident. Unluckily, this coverage is not discussed by most insurance agents and is included as an afterthought. Be sure to check your policy and see if this is there. You should never have a lower Uninsured Motorist coverage than your Bodily Injury amount.
Do you have to pay taxes when you receive money from a life insurance claim?
If you are an individual who receives the life insurance proceeds, you may not have to pay any federal income taxes on the benefits..
If the life insurance policy names a trust as beneficiary, the trust may be subject to estate taxes.
If the life insurance policy names a trust as beneficiary, the trust may be subject to estate taxes.
Does insurance investigate injury claims?
Some do if the facts are strange or if they are hard to prove or there are inconsistencies.
Will private medical insurance or car insurance pay medical expenses in an auto accident?
Your choice, depending on which coverage is better. Attempt the auto insurance very first. but reminisce, their job is to minimize costs, and sometimes you have to go where they send you. they may have thresholds depending on the policy and state laws. your medical coverage is designed to cut costs by keeping you alive and healthy to keep paying them. they don’t make money off dead people or people too sick to work and keep coverage. they will usually end up paying for long term issues, especially if they don’t pop up right away or if a pre existing conditioned is worsed. how much wor$e is the back ache, truly? you should go through the auto insurance if its drastic, expensive, extensive care. if its minor aches and anguish just pay your Ten$ or $20 copay and go to your primary care physician (your doctor). if you get hurt in an accident, go to the closest hospital right away, don’t delay or the ins co may attempt to loophole out of paying you, thinking scam alert. i once tapped a duo in their 50’s when i was 16 and only driving for a few months. he slammed on his cracks after realizing he was about to miss his turn. at 20 miles in a 25 (it was 200 yards after a turn) i hit a pile of moist leaves next to a stone wall and skidded into them. i was sited no fault as i could not get off the road or go into opposing traffic (why they stopped). they were complaining about how hard i hit them and she was telling he already had a bad back and now this. the office on the scene asked them did they want him to call them an ambulance to take them to a hospital. She said right away no, they were going to their own doctor. after they left the cop told me they would be trouble. but they were denied due to lack of physical proof and officer testimony. so the moral is because some scam, they reason all are potential scammers until proven actually hurt.
What can happen if after an At Fault accident the auto is totaled and you choose to cancel the insurance because you will not drive again and there are individual injury claims not lodged?
If you were insured at the time of the accident, your insurance should pay up to the amount stated on your policy. It does not matter if you still have the insurance now. It is significant that you had it on the daye of the accident.
I signed an auto insurance settlement for medical. can I switch my mind?
No, by signing the settlement you are flapping the insurance company and the opperator from any further liability.
If you are in an auto accident and the other driver has no insurance and your insurance provider pays your claim do you need to have the auto repair done or can you keep the money?
No, you are not required to repair your vehicle. However, you might be disappointed if you practice another accident and further harm occurs. The insurance company may pay the claim differently since it cannot determine prior harm to current harm. However, if it is an older car and it is not significant, it is your judgment call.
Will supplemental insurance pay for auto claims that medicare doesn’t?
If you are speaking of automobile claims, Medicare and Medicare supplements are not related to automobile claims. Automobile insurance should pay the claims related to the vehicle, especially if you were injured. Medicare and Medicare supplements pay hospital and medical bills related to your healthcare.
Do you pay taxes for auto insurance settlement?
A settlement is usually split into two parts, recovery of damages sustained, and anguish/suffering (putative). For recovery of costs, the settlement is not taxed. For anguish/suffering it is taxed.
If you have only liability auto insurance should your insurance provider help you with a claim settlement against another insurance company after a auto accident?
no – your insurer is under no “obligation” to help you. Best bet is to pursue through puny claims court. if harm is greater than puny claims value – consult an attorney and negotiate a reasonable fee (usually a % of settlement amount and you owe nothing if you lose)
Insurance bodily injury covers?
It covers bodily injury. I am a little confused with your question… It covers injuries to others if you are held or considered at fault for their injuries ex. you are held at fault in an auto acc.
What is an insurance policy with bodily injury coverage?
The question can be answered in a duo of ways: 1. Third-party coverage is sometimes called liability coverage. It provides benefits for third-party who sustains harm or injury due to the carelessness of the insured. In this context, bodily injury coverage within the liability protection will provide benefits to the injured party for his/her injury. Note, however, that it will pay only upon a finding that the insured was legally responsible for the injury, and that BUT FOR the activity or inaction of the insured, the injury would not have occurred. This is the concept of proximate causation. Two. Bodily injury coverage can exist in a first-party policy as well. This is a policy under which the insured is him/herself insured. Examples are the uninsured motorist and individual injury protection coverages of an automobile policy.
Can the driver at fault file a claim to his own insurance for bodily injury under his uninsured motorist portion of his policy if he was driving a friend’s vehicle who had no insurance coverage?
No. Insurance goes after the vehicle primary, driver secondary. Since the driver is at fault and there is no coverage under the vehicle itself, the drivers policy would pay for any bodily injury or property harm he may have caused. Therefore uninsured motorist coverage would not apply. The only way that driver would have coverage for himself is if he already had Med Pay coverage on his own policy.
Can an auto insurance co reject to pay for my car and injury when their insured was at fault just because my registered car was insured under my friends name and not mine in the state of California?
Yes here the car insurance rock hard can turn down your insurance claim as the car is registered in your friends name and not yours.
Can you Dispute auto accident bodily injury claim?
You can dispute an auto accident bodily injury claim. If you were injured, medical records exist. If someone claims they were injured, medical records exist that can be suponeded. Also it pays to have someone check on the injured party. If he claims he is bedridden and he is playing baseball, it helps to get a movie. Courts determine the issues.
If no auto insurance will medical insurance pay?
If you have an auto accident and you do not have auto insurance with medical payments coverage for your injuries and medical costs, you may need to research the coverages available through your medical insurance policy. If you are not at fault for the accident that caused you injury, and the third party insurance provider has taken responsibility for the accident, the at fault party’s liability insurance should pay for medical injuries up to the thresholds on their policy. Because you do not have insurance, receiving a claim payout might require more work because you do not have an adjuster working for you. If you were at fault for the accident and you do not have auto insurance, you will need to speak with a representative from your medical insurance company to discuss the coverage provided under that policy. You may have a co-pay or a percentage you are responsible for depending on if you have an HMO or PPO.
What is the consequences of not paying medical bills after receiving an insurance settlement when you’re the passenger in the accident?
You used medical services and you intended to not pay the people who rendered those services? Do you believe they will simply disregard your non-payment? Response: While you are not obligated to pay out of the settlement (Side note: looks like they should have sent that portion in for you to pay the people what they are due because you are to sorry to do so) You will still be obligated to pay them for providing you with medical service. They will either sue you, garnish your wages, or your bank account.
How are insurance bodily injury claims treated?
This is not a question that lends itself to a brief response, here is an outline: 1. After the incident, either the policyholder or the claimant (or his/her/its representative) must report the incident to the insurer. A timely report is usually a condition to coverage under the policy (if coverage is found to exist). Two. The insurer will commence an investigation of the occurrence. This may be done by in-house adjusters, or the insurer may hire outside adjusters to investigate. Three. Depending upon typr pg occurrence, elements of the investigation will include police reports, photographs, diagrams, witness statements, statements of the insured and as many other people as may have skill of the “who where, when, why, and how” factors. Four. Assuming that the claimant was injured, the adjuster will want to collect medical records of treating practitioners, therapists, and others. These will be assessed for objective and subjective complaints of injury, indicia of preexisting conditions, prescriptions, and other types of medical care and therapy. Five. The adjuster will also need to know how the injury has affected the claimant. Work records, including lost time/income, inability to perform work-related functions, etc. will be significant. The adjuster will also want to know how the injury has affected other aspects of the claimant’s life–participation in activities, etc. Age of the claimant will also be a factor, because (1) a serious, permanent injury will adversely affect a junior person longer; (Two) a less-serious injury to a junior person is likely to heal better; (Three) an injury to an older person will affect the person for a shorter time, but is less likely to readily resolve. 6. The adjuster will need to determine if there is any fault om the claimant. Depending upon the jurisdiction involved, the rule of law may be such that recovery of damages is precluded or diminished depending upon the fault factor (based on “comparative” or “contributory” negligence). 7. Most insurers have ranges within which they lodge claims, based upon the above factors, and others. They also look to jury verdict research to determine what similar injuries are “bringing” when suit is filed and the cases go to trial. For the most part, the objective is to resolve a claim amicably if it is possible to do so. In fact, insurers have the obligation to lodge a claim within policy thresholds (the maximum amount payable as liability benefits) if it is possible to do so, rather than subject the policyholder to suit and to the risk of a verdict against him/her/it that is in excess of policy boundaries. Insurers also consider the expenses that they incur in defending a lawsuit (defense attorney fees and court costs) in making the decision.
Will your auto insurance policy pay for your medical bills?
Possibly if they are auto accident related. Also, if you have Med Pay on your own insurance.. any other bills that may not cover on the at-fault drivers’ insurance, can fall back on yours but your rate won’t increase if you’re found not at fault.
What to do if the at fault driver has not reported a claim to their insurance?
You can file a claim with the at fault drivers Insurance Company yourself. You don’t have to wait for the insured to do it. Just call them up report the accident and request a claim number. They are required by law to assign an adjuster whether or not their insured has reported it to them.
Who pays injury claim when at fault driver doesn’t have bisexual and injured doesn’t have insurance?
The person who is at fault in the accident is liable whether or not they have insurance. The problem is that without insurance they will have to pay the total amount of the loss out of their pocket. The next problem is they won’t have the money to pay the damages. If the other person had insurance with uninsured motorist coverage that could pay for damages then the insurance company would go after the at fault party for all losses. Without this coverage the bruised party will have to do this themselves and pay any legal and collection fees out of their pocket. If either one had insurance as they were supposed to it would have been much lighter for the one that was injured. As a matter of total disclosure, I own and operate a puny Independent Insurance Agency and have for the part 22 years. Before that I worked as an agent for a direct writer insurance company.
Can other drivers claim bodily injury from your insurance for a car accident in which driver is found at fault?
Yes, the driver who was at fault is responsible for the bodily injury for anyone who has been hurt in the accident. The percentage of payment that has to be made would depend upon the percentage of fault for the accident, the prevaling norms of the state or province where the accident ocurred.
Does insurance pays claims for under age driver accident?
Ordinarily, an auto insurance policy will require that the driver be licensed as a condition of coverage. Therefore, absent extenuating circumstances, most likely not.
Will medical insurance pay your claims if you received DUI?
Insurance coverages vary from state to state and this sounds like one that may be a hot item in one state but not another. In most states whether or not the driver received a DUI would have no effect on the payment of medical payments coverage. Med Pay was designed to suggest quick payment for emergency room type claims no matter who is at fault. Med Pay covers only you and your passengers and the payment limit is usually rather petite to take care of the scrapes and bumps without getting into liability.
Related video:
Will your comprehensive auto insurance cover your car if you were not at fault in the accident but other drivers insurance denies claim?
Let your insurance company/agent treat the claim–they will collect from the other insurance if there is a valid claim. You’ll need a police report.
What will auto insurance companies usually pay to lodge a claim for two cracked ribs individual injury?
No two auto claims are exactly alike and so no settlement is exactly alike. It will depend on all the factors and fault as to the accident. Who you are in relation to the policy and which policy is paying the claim. Are injuries long term or brief term. What the physicians say about future treatment or disabilties from the injuries. There are too many factors to give you a number with any accuracy at all. Sorry.
Will homeowners insurance cover bodily injury claims if a covered vehicle is involved?
A homeowners policy does not cover and specifically excludes self-motorized vehicles except for lawn mowers used exclusively for maintenance of the property insured. Even in this case the mower is covers if bruised in a covered cause but bodily injury is not a coverage included on a homeowners policy.
What are the qualifications of an insurance injury claim?
Very first of all, the insurance injury claim needs to be valid and there will be paperwork. If there are witnesses as well to the injury would be beneficial. The insurance may request a medical report or will arrange for treatment such as physiotherapy.It is best to go with a no win no fee company.
What insurance covers bodily injury?
In order for one to have insurance cover bodily injury one would have to have bodily injury insurance. This is good insurance to have as it would cover injuries to any persons that one injures in an accident. This liability insurance would cover any amount one is obligated to pay for injuries sustained and related costs.
I was in a crash and the other driver was at fault and insurance doesn’t want to pay my claim.?
like the title says, i was side swiped on the right back door of my 2013 charger by a 2013 Chevrolet Equinox. It was at a Four way stop sign and i stopped like a normal driver and everything. When i was about 90% across the intersection and other car failed to yield and hit me on the right side. I told her either she pays for the damages in cash or i call the police and we lodge this through her insurance. So Insurance it was. now after the 1 month long of her insurance telling me to do all this paper work and going to places to get my car tested they determine to close my claim and stating they are not gonna pay me anything. why? because the police never issued the other driver a ticket for failing to yield at a stop sign. now two and a half months later i got my insurance involved and fighting with their insurance and supposedly they are going to fix it. My car is not badly bruised the door works fine but its very dented. so i have Trio estimates which i do NOT want to pay out of my pocket because its not my fault. highest estimate is 1950$ and the lowest is 1000$. I need help on what to do. I was told to do a Puny Courts Claim and sue the other driver. any suggestion, please?
What is claim settlement ratio in Insurance?
All Insurance companies released its annual report which containclaim settlement ration. The calculation is done by dividing thetotal number of claims received by the total number of themsettled. e.g If a insurance company receives 1000 claims and theysettles 980 claims,than the claim settlement ratio for thatparticular insurance company is 98%.