Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples’ cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
Will your premiums increase with no-fault insurance if someone hits you when your car is parked?
The insurance company has no reason to raise your premium, the situation was totally out of your mitts..
If you have PLPD or no fault insurance and you hit someone from behind and their car is fine and yours is not will your car insurance cover it?
What should you do if your parked car was hit by a driver insured with no fault and you have no insurance?
I know someone presently in that situation. If the insured person is at fault (states so on police report) you should do your best to obtain a police report and get his insurance information. You or your attorney should contact his insurance company to file a claim. This is the stage my friend is at. I will let you know how it turns out. In her situation she was able to obtain an arrest report as it was the hit and run of a parked car by a toasted driver. The driver was arrested that evening and several other cars on the block were bruised.
If someone drove your car without permission or a valid driver’s license and hit another car and totaled your car will the insurance company cover it?
Do you have to let the insurance company total your car if you were not at fault?
If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?
If someone hits your car and you have pl-pd insurance will their insurance cover your car if they were totally at fault?
Yes.eg: If you have pl/pd, the insurance won’t pay for repairs for YOUR car if it is you fault, but they will pay the repairs for the other car.
There’s the big problem of having only the required liability insurance. If you do not have comprehensive and collision, you may have to sue the at-fault driver to force his insurance carrier pay. If you have coverage of your own, you can file a claim with your agent and instantaneously collect the damages (less your deductible) and your company will sue his if necessary. If and when they win or receive a settlement, you will get your deductible back.
If someone with insurance is found at fault when they hit an uninsured driver does the at fault drivers insurance still pay for harm to the uninsured car?
You should recover compensation, but in the UK driving without motor insurance is a criminal offence so you could be prosecuted by the authorities. Also – the mechanics of the collision are significant. For example – drivers without insurance fairly often have no driving licence: if the accident was contributed in part by inexperience of the person with no licence compensation could amounts could be diminished by a percentage. See the related link entitled “car driver injury claims” to see when car drivers can recover compensation.
Does plpd insurance cover the replacement cost of the other car if you hit someones car from behind and totaled it?
Property harm within your auto policy will cover any harm you may cause from an accident. Liability is for any medical attention they may need..
PLPD INSURANCE IS STANDARD MINIMUM COVERAGE THAT PROTECTS YOUR VEHICLE IN THE CASE OF AN AT FAULT ACCIDENT, HENCE WHY IT IS MANDATORY. NO-FAULT LAWS Permit COVERAGE FROM YOUR OWN INSURANCE COMPANY TO COVER YOUR OWN VEHICLE. IF YOU WERE NOT AT FAULT IN AN ACCIDENT (SOUNDS LIKE YOU WERE IN THIS ONE) THERE WOULD BE COVERAGE FOR YOUR VEHICLE REPAIR/REPLACEMENT. THE OTHER DRIVER’S VEHICLE WILL BE COVERED UNDER THEIR OWN POLICY. YOUR POLICY WORKS FOR YOU ONLY..
Comprehensive pays for harm to your car from vandalism and Acts of God (hail, flood, falling trees, gravel thrown by traffic) and Collision pay for damages to your car when it collides with anything (another car, tree, road sign) if you are at fault. Individual Liability (PL) pays for injuries you cause and Property Harm (PD) pays for harm you cause to another person’s property. If the other party is at fault, their insurance pays.
If someone hits your car and they’re at fault can their insurance company deny to pay if you don’t have insurance?
in some cases this is true but you should get a lawers help incase you end up injured and not know it yet?? leagal help is always nice in these cases plus there help is advice is free there time cost…..
absolutely not, this has happend to me. if they attempt it get a lawyer asap. i did not risk it. got a lawyer and about 25 thousand dollars.
Does car insurance cover you if a deer hits you?
Will insurance cover if you if you hit a car with a company truck?
Well if the company you’re working for possesses common sense, they’ll have insurance policies on ALL of their vehicles. So, yes you should be covered.
Your car was parked and hit by someone their insurance will cover it will your insurance go up?
What happens if you have no insurance and you were hit by someone without car insurance?
You each walk away with nothing – your only recourse is to take the person who hit you to court and sue for damages. However, chances are if that person has no insurance, they have no job, and thus no income which to pay you the damages should the court award in your favor.
If you hit your house with your car will it be covered by home owners insurance?
This has actually happened to people who are insured with our agency, and yes, it is covered under your homeowners insurance. Bear in mind that you will have to pay your deductible on the home insurance, and that damages to the car would be covered under the car insurance if you have collision coverage on the car, and a deductible will most likely apply here as well. If you do not have collision coverage on the car, then you will need to pay the utter cost out of your own pocket to get the car immobilized..
We also recommend that you expect to be cancelled later if you do this more than once. 😉
Will you get compensated if your uninsured car was parked on the street and got hit by someone with insurance and was totaled?
if “your” vehicle has NO insurence, you are not entitled to compensation…meaning…you get nothing..and the fact that it was parked in a “public place” makes for an even stronger agument against any suit seeking damages.
What are car insurance laws in California if someone hits me and they are at fault?
If your car is hit from behind but the person who hit you claimed that she was hit by someone else who left the scene. Can you still ask her insurance to cover your harm?
Does the car Insurance cover it when a rock hits the car windsheld?
Does liability insurance cover your car if you are at fault?
IF SOMEONE that has no license or insurance and hits your car?
Car is at fault but they have no insurance?
Even tho’ we have a LAW, it is a paper tiger..
I have dialed numbers until my fingers are blistered. I have talked on the phone until my ears are sore and my mouth hurts. In the end, I have been transferred, given wrong numbers and told to contact my congressman to “strengthen” our mandatory insurance law..
I did find out one thing however, we have a form called an SR-13 that can be downloaded from the Alabama Dept. Of Public Safety website. Even tho’ this has nothing to do with the law or disturbance of it, it is tied to an old law that protects people from suffering a loss in the event of an accident with someone who has no insurance. Basically, their license will be suspended from anywhere inbetween Two and Ten years. Depending on the circumstance. If you are in Alabama, call the Dept. Of Public Safety and ask about this form or go to the website… https://www.dps.state.al.us/ and go after the quick links.. If you’re not, contact the same department in your state and commence there. Hope this helps.
If you have basic insurance someone is faulted by hitting your car what should be done?
What can you do when someone hit your car and has no insurance?
If you have no insurance on your car and someone hit you will they pay?
What happens if you have no insurance and you were hit by someone with car insurance?
Someone hit you an Neither I or other driver has insurance on our car who is at fault?
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault. .
What do I do if I have no auto insurance and someone hit my car?
If you only have liability insurance and someone hits your car and leaves should your insurance cover the damages done to your car?
Your car was hit and was not your fault does your insurance go up?
What can you do to someone who totaled your parked car and they have no insurance?
If you hit someone with no-fault insurance will your car be immobilized?
Does liability auto insurance cover your car if you hit a pole?
If you are in an accident in Texas and it is your fault will your insurance cover your car repairs?
Will insurance cover the car i hit if im not on policy?
What can you do if a car hits your car and you have no insurance but he does?
What if someone hits you and its not his car and there are no insurance on the vehicle?