Welcome

Do you have to reimburse a health insurance provider that paid for medical bills if you received a bodily injury settlement from your auto insurance?

Do you have to reimburse a health insurance provider that paid for medical bills if you received a bodily injury settlement from your auto insurance?If they have a Subrogation Clause (Section of Property Insurance and Liability Insurance policies providing an insurer the right to take legal act against a third party responsible for a loss to an insured for which a claim has been paid) in their contract (and most do).

Related video:

The above response is correct. What this means is you need to take this into consideration when determining on a settlement. If your health insurance paid $50,000 in benefits and your attorney gets 30% of what he/she recovers, lodging for $75,000 may sound nice but you will likely never see a nickel of it.

If medical insurance will not cover injuries from an auto accident why do they ask if you have it and then limit your coverage?

Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved’s insurance does not pay. Legally, car insurance is primary over health insurance.

If a pedestrian is found at fault in an accident involving a car and pedestrian which insurance would pay the medical bills – the auto insurance or the pedestrian’s health insurance?

.
Since Pedestrians always have the Right of Way, It is very infrequent if not unlikely to find them at fault unless fraud or gross negligence can be established. Traditionally The drivers liability insurance will pay their medical bills..
Response .
It depends on your state’s laws, but typically — and strangely enough — you’ll find that the auto insurance will cover the pedestrian’s medical bills. On the other palm, if your state doesn’t require you to carry medical coverage (either Medpay or PIP) on your car insurance, the pedestrian might have to go to his or her health carrier..
The reasoning behind this is that, despite liability, it’s against public policy to not cover the medical bills of a pedestrian hit by an automobile. If auto insurance didn’t pick up those bills, it would have a cascade effect on all the medical providers and vendors who attended the pedestrian.

If your auto is hit the other driver’s auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?

You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.

If an auto insurance pays for medical claims and a settlement is received from an at-fault driver for bodily injury is that to repay the insurance co?

According to my insurance company, if i receive money from theat fault other driver as in a settlement, then yes I have to repaymy own insurance company for the medical related expenses they paidfor me that fell under my medical coverage policy. So if you have10,000 in bodily injury and you used Five,000 in medical and you wereawarded 20,000 by the other insurance company, you must pay themback that Five,000 and can keep the rest. This may not be true for allcompanies. Your claim advisor or insurance agent should be able toanswer for you. The other screwy thing is that if you have to go tocourt to get a settlement or any money awarded, my insurancecompany said they will not pay for any costs associated with alawyer or court but that if I get any money, I HAVE to pay themback all the medical they paid out on my behalf. I can choose toget whatever settlement is suggested and get the leftovers, I canhire an attorney(out of my pocket) or I can do nothing. I am notsure why we pay these people. .
In the UK there are very clear distinctions betweencompensation for ache and suffering for bodily injury and financialexpenses such as medical expenses. Often the sums paid by your autoinsurer on your behalf including vehicle repair expense will beclaimed directly by your auto insurer from the person at faultwhilst your solicitor deals with the claim for your bodily injuryand extra financial losses. However, your solicitor willliaise cautiously with your auto insurer to ensure that theinsurer’s rights are not prejudiced and all decent monies arerecovered. To see examples of the types of compensation you canclaim click the related link entitled “traffic accidentcompensation”. .
In Florida, the response depends on whether you haveuninsured/under-insured motorist (“UM”) coverage. Very first, your owncompany must pay the very first $10k, then the at-fault party must paythe remainder, up to the policy boundaries. If the at-fault party’spolicy thresholds do not cover all the expenses and you intend to seekthe unpaid remaining expenses from your policy (the UM coverage)and not from the at-faulty party, then you must obtain permissionfrom your own insurance co. prior to lodging for the at-faultparty’s policy thresholds. As to the very first bulleted reaction above: thatperson should truly find someone UNBIASED to seek advice fromother than the employee of the for-profit insurance company.

If the auto insurance lodges with an claimant after health insurance has been billed and paid who gets the money?

Response .
If it is owed to the health insurance and they were already paid you must comeback it the ins. company. If not, you could be charged – intensely – even if you say “I thought it was mine” have a nice day.

If you have health insurance will your PIP pay for an injury in an auto accident?

Response .
In Florida, PIP will pay 80% of the bills till a total of $Ten,000 is reached. .
After the $Ten,000 limit, the health insurance will kick in as if that was the primary insurance. .
So what about the 20% before the $Ten,000. Send the remaining balance bills to your health insurance or the provider if the provider belongs to the health insurance list. Most of the health insurance companies will pay nothing of the 20% as the auto PIP will have paid several fold the allowable amount that the helath insurance pays had it not been as a result of an auto accident. They will tell the provider that no extra payment is due. So you will not pay a dime from your pocket till you reach the $Ten,000 limit. .
But if you are going to a out-of-network provider, I do not know. So when you go to ER or a doctor, tell them you only want to see your health insurance providers. They may not do so but insist..
Beaware of even network providers attempting to ask you to pay the balance if your health insurance company does not pay anything. They become greedy like anyone else..
The sun is setting on reqd PIP in Florida. It is a boon for people who have a insurance as they will not go thru the hassles that providers put you thru for the balance of the PIP. On PIP, charges are 3-4 times what is permitted by health insurance companies. So hospitals and doctors make a killing. With PIP gone in Fall, now the lawyers will make a killing by suing for injuries. And if you are not insured, you are in trouble even if the accident was not your fault. PIP was a good idea, but when hospitals and doctors got greedy, it became to be known as a scam. .
With our mentality of making money in the brief run, this is what the consumer gets. He is shafted no matter what, just getting shafted by different people. Do you want to be shafted by the medical community or the lawyers. Take your pick.

If you have an injury that was caused by a repetitive maneuverability from your job but you don’t have medical insurance can you have the medical bills paid through workmans compensation if you live in NJ?

There isn’t any reason why you can’t. You must see your doctor,have him check you out so he can back you up in your WCB claim. .
Good luck MarcyResponse .
Repetitive stress injury (RSI) is known by a lot of names,Repetitive motility injuries, cumulative trauma disorder and regionalmusculoskeletal disorder to name a few. Repetitive stress injuries are injuries resulting from too muchstress being placed on a specific assets part due to its frequent andextensive use. The stress leads to inflammation (leading to painand full salute), muscles strain or tissue harm.

Can a health insurance company make you go back and reimburse them for claims paid if they determine a claim was work related from an injury three years prior even if there is no connection?

.
Boundaries of the Health Insurance Company .
I work for a healthcare subrogation company so this question is right up my alley. I’m not indeed sure what you mean “there is no connection”. If your health insurance company deems it work related, it is usually not for no reason (albeit you may say it’s not to avoid work conflicts). The fact that it occured Three years ago is irrelevant, as there is no statue of limitations on workers comp claims. I’m not sure that you personally could be responsible, but your employer could still be.

Do you have to reimburse health insurance for car accident medical treatment?

.
Reaction .
Usually the health insurer will record a lien, and, as, that lien will have to be paid off. The amount of the lien may be able to be negotiated downward after you receive settlement money..
.
If you are validly insured then it is the responsibility of the insurer to cover those costs which are covered under the existing policy. that is why you pay insurance premiums in the very first place..
Depending on the circumstances the insurer may attempt to recover monies paid for medical expenses from the person or the person’s insurer who was at fault in the accident..
Liens are only possible if a lawsuit is won and a judgment is awarded to the plaintiff. .
The exception being a Mechanic’s lien which is used to recover costs for repairs or improvement of the real property in question.

Do you have to reimburse health insurances for medical bills from automobile accident?

If you have coverage on your auto insurance policy that paysmedical expenses to you or to the hospital, the response is yes thatyou do have to reimburse your health care provider. The healthinsurance policy states that they will pay for expenses incurred inan auto accident over and above any coverage you may have on yourauto insurance. You agreed to this in your policy by taking out thepolicy, so you have no choice. It is actually illegal for you topocket money you received in duplicate payment for the sameexpenses, which is what this would be.

Must you reimburse your insurance company for medical bills paid on your behalf when you get a settlement from the other insurance company even tho’ youve been paying premiums to cover medical costs?

Reaction .
normaly yes, many people dont. you can wait it out, see if they ever catch on. if not go buy some footwear, if they do, which usually takes at least a year, get ready to comeback the boots. eventually the insurance companies lodge their explanation of benefits, and find out who owes what.

What can you do about medical bills when you have no medical insurance?

This is a common plight amongst many citizens in the US. There are various agencies (local and state) that provide limited medical benefits to those who are truly ‘needy’ or ‘homeless’. The other things to do is contact the place where the medical bills have racked up and talk to them about how you might make some form of monthly payments. Might mean providing up things at home like the internet, cable tv, mobile phones and the like, but when bills embark piling up, matters must be taken to pay them before we can have the other ‘luxuries’ of life. One needs to understand that the company the provided the medical items is also in business, and as such also has its own bills to pay, including the salaries of the medical professionals who provided the service. In addition, the medical professionals who provide the medical services have spent many long, hard, expensive years in school in order to be able to provide that medical care. Doctors spend at least Ten – 12 years in school and training, and nurses, med techs, physical therapists, etc., spend as much as Two – 6 years in school and training to be able to provide their services.

Do you have to reimburse a health insurance provider that paid for medical bills if you received a bodily injury settlement from your auto insurance?

Does most health insurance companies provide insurance to injuries that Occurred before having insurance?

Usually not preexisting injuries, but if you had a disease they would. such as diabetes..
ReactionGroup insurance policies can only exclude preexisting conditions for 12 months, Legitimate months for a late enrollee. And not at all if you have prior “creditable” coverage. For more info use this link: https://mtnhealthinsurance.com/index.php?pageName=sec9801In most states you are not going to be able to obtain individual (non group) coverage with a preexisting condition. Donhttps://mtnhealthinsurance.com

How are medical bills paid if a Nineteen year old has no health insurance coverage and suffers a costly medical incident?

Have you talked to the billing department? Under the right circumstances and depending on the place you had your care, you may qualify for state assistance or free care through the hospital..
Begin at the billing department and ask them.

Can a health insurance company make you reimburse them for claims paid if they realize they paid you more than you actually paid for the procedure-they paid based on the hospitals itemized bill?

In general, if there is an error “on the face of it” (the kind of error a reasonable person would be expected to recognize in reading the material) then there is a duty to correct the error (as far as I know)

How does a medical facility that provided care for a patient involved in an MVA file a judgment against outstanding medical bills when there is an auto insurance company and attorney involved?

It sounds like a legal maneuver to protect the medical facilities capability to be reimbursed when a settlement is eventually reached.

I signed an auto insurance settlement for medical. can I switch my mind?

No, by signing the settlement you are flapping the insurance company and the opperator from any further liability.

An insurance policy with bodily injury coverage covers?

the injury to or death of each person as a result of any one accident

Does submitting psychology bills to health insurance for reimbursement expose you to privacy risks?

This is taken directly from an explanation of HIPAA that protects your privacy in the medical insurance industry, regardless of the issue:.
A major purpose of the Privacy Rule is to assure that individuals’ health information is decently protected while permitting the flow of health information needed to provide and promote high quality health care and to protect the public’s health and well being. The Rule strikes a balance that permits significant uses of information, while protecting the privacy of people who seek care and healing..
You can see the publication here:.

Related video:

https://www.hhs.gov/ocr/privacysummary.pdf

If you have only liability auto insurance should your insurance provider help you with a claim settlement against another insurance company after a auto accident?

no – your insurer is under no “obligation” to help you. Best bet is to pursue through puny claims court. if harm is greater than puny claims value – consult an attorney and negotiate a reasonable fee (usually a % of settlement amount and you owe nothing if you lose)

Do Auto Mechanics get health insurance?

The reaction depends upon whether the mechanic is self-employed, employed by a third-party, and other factors pertaining to their work situation. A self-employed mechanic is not, by virtue of the type of work, precluded from buying health insurance for him/herself if he/she is otherwise insurable and can afford it. Likewise, if the mechanic works for someone else, the response will depend upon whether the employer offers it as a benefit of employment. Additionally, depending upon the state in which the employer is located and often, the number of employees, he/she/it may be required to maintain workers compensation insurance. This provides health insurance-like coverage for employees who are injured or who become ill for reasons that are “within the course and scope of” their employment.

Insurance bodily injury covers?

It covers bodily injury. I am a little confused with your question… It covers injuries to others if you are held or considered at fault for their injuries ex. you are held at fault in an auto acc.

What is an insurance policy with bodily injury coverage?

The question can be answered in a duo of ways: 1. Third-party coverage is sometimes called liability coverage. It provides benefits for third-party who sustains harm or injury due to the carelessness of the insured. In this context, bodily injury coverage within the liability protection will provide benefits to the injured party for his/her injury. Note, however, that it will pay only upon a finding that the insured was legally responsible for the injury, and that BUT FOR the activity or inaction of the insured, the injury would not have occurred. This is the concept of proximate causation. Two. Bodily injury coverage can exist in a first-party policy as well. This is a policy under which the insured is him/herself insured. Examples are the uninsured motorist and individual injury protection coverages of an automobile policy.

Will health insurance pay for surgeries from workman’s comp injury after settlement?

No, Workers Comp includes lifetime medical for work-related injuries, so health insurance typically excludes anything covered by Comp.

What does a provision for bodily injury cover in an insurance policy?

It depends on the state in which the policy is written and also if there is an accident, the state in which the accident occurs. Typically however, it covers bodily injury, as defined in the policy section labeled “definitions” to anyone involved in the accident toward whom you might have liability. That liability is defined by the law. The coverage will be limited by exclusions or things not covered as outlined in the policy or endorsements. In other words, generally speaking, it covers the injuries sustained by another party due to something that is either fully or partially your fault. It may or may not provide that same coverage to occupants of your vehicle, members of your household, etc. Whatever it does cover in terms of money, it is to the value of the claim or to the thresholds of the coverage, whichever is less. Never assume that you know what is covered unless you check with someone who knows how to read your policy. It sounds almost condescending but I certainly don’t mean it that way. I have been a claims manager for many years and coverage is one of my specialties. It can be very straightforward or very complicated depending on the situation. Adjusters, supervisors, managers and even attorneys don’t always get it right. In addition, the terminology also has application to uninsured motorist coverage. That is a separate coverage which is intended to provide compensation for you, or occupants of your vehicle, who were injured in a collision with another vehicle that did not have individual injury liability coverage. Uninsured motorist coverage often comes in the same amount as the liability insurance that you purchase, but there can sometimes be an option for higher boundaries, lower thresholds, or an option to waive uninsured motorist coverage altogether. If a collision and resulting injuries occur for which uninsured motorist coverage applies, the valuation of the injury is made similarly to that of a third-party claim (that is, one against the other driver’s bodily injury insurer had there been one) This can include a reduction in recovery for any comparative or contributory negligence (depending upon the rule of law followed by the governing state) attributable to the person asserting the claim for damages. Typically, “bodily injury” is afforded the same definition in this context.

Do you have to reimburse a health insurance provider that paid for medical bills if you received a bodily injury settlement from your auto insurance?

Are you responsible for medical bills if the Doctor said they were a provider on your insurance but are not?

Yes you are. It was up to you to make sure that they were a provider. Each insurance company has a book listing providers or you could have called the company to make sure.

Why you have employer paid health insurance?

Some employers pay health insurance because they feel that if you give it to your employees they will be more likely to go get regular checkups. This means fewer sick days, and so less staff you need in total to pack in for someone who is sick, in the end saving you money.

If you have medicaid or other health insurance can a medical provider file a lien against the bill instead of billing Medicaid or the health carrier?

A provider is not required to accept Medicaid or private insurance. However, if the provider indicated to you that s/he was doing so in your case, there’s at least an ethical problem. In Illinois, a provider who accepts a patient as Medicaid cannot bill the patient if Medicaid fails to pay due to the provider’s negligence in billing.

If no auto insurance will medical insurance pay?

If you have an auto accident and you do not have auto insurance with medical payments coverage for your injuries and medical costs, you may need to research the coverages available through your medical insurance policy. If you are not at fault for the accident that caused you injury, and the third party insurance provider has taken responsibility for the accident, the at fault party’s liability insurance should pay for medical injuries up to the boundaries on their policy. Because you do not have insurance, receiving a claim payout might require more work because you do not have an adjuster working for you. If you were at fault for the accident and you do not have auto insurance, you will need to speak with a representative from your medical insurance company to discuss the coverage provided under that policy. You may have a co-pay or a percentage you are responsible for depending on if you have an HMO or PPO.

Do you have to reimburse your medical insurance if you get a medical malpractice settlement?

This largely depends on the jurisdiction. It is possible for some insurers to press for reimbursement from a settlement but it depends on a number of variables as well as the particular laws of the state. The article below goes into more detail on the possible instances where repayment is or is not required.

In an auto accident in California do you bill your auto insurance as the primary insurance or your health insurance?

If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.

What is the consequences of not paying medical bills after receiving an insurance settlement when you’re the passenger in the accident?

You used medical services and you intended to not pay the people who rendered those services? Do you believe they will simply overlook your non-payment? Reaction: While you are not obligated to pay out of the settlement (Side note: looks like they should have sent that portion in for you to pay the people what they are due because you are to sorry to do so) You will still be obligated to pay them for providing you with medical service. They will either sue you, garnish your wages, or your bank account.

Are passengers in your car covered by your bodily injury liability insurance?

passengers in my car should be covered since the california car insurance law requirement does not distinguish as to which person is covered by bodily injury liability insurance

What does rhythm stand for medical coding and medical insurance and reimbursement?

Rhythm stands for Programs of All-Inclusive Care for the Elderly. It is a joint Medicare and Medicaid option in some states and combines medical, social, and long-term care services for frail people who live and receive health care in the community. To be eligible, an individual must be: .
65 years old, or older .
a resident of the service area covered by the Tempo program .
able to live securely in the community .
certified as eligible for nursing home care by the adequate state agencyThe aim of Tempo is to help people stay independent and live in their community as long as possible, while receiving the high quality of care they need.

What if I have health insurance but no auto insurance?

The Two types of insurance serve different purposes, albeit in one respect, there is some overlap. At its most basic, health insurance is intended to pay to or on behalf of the insured sums of money for medical bills incurred because of sickness or injury. Auto insurance includes several different coverages. The one most closely like health insurance is frequently referred to as “no fault coverage”. It pays a percentage of the insured’s medical expenses and lost wages if he/she was injured as a result of an auto collision. Benefits are paid irrespective of who caused the collision. Health insurance is not presently required by law. In contrast, anyone who wishes to register a vehicle is required to obey with the state’s “financial responsibility law” which requires the registrant to have and to maintain certain types and amounts of auto insurance.

Related video:

Does car insurance cover bodily injury liability?

It depends upon the coverage that you purchase. Normally, when you buy liability insurance, you get both property harm and bodily injury liability coverage. In fact, many states require that such insurance be maintained for the protection of others who may be injured due to your negligence. The failure to do so can result in the suspension of your license and tags under Financial Responsibility Laws. The nature of liability insurance is such that it pays damages to an virginal third party to whom you cause injury. In that sense, it protects you from private liability up to the policy boundaries that you have bought. If you are sued as a result of the incident and fault is contested, the insurer also provides you with an attorney to defend you. The insurer pays the attorney’s fees and related court costs (such as, but not limited to, court reporter expenses).

Have not received bill for medical insurance?

If you’re talking about the bill for a medical visit, that will come from your doctor or hospital. It often takes 30-90 days for that process to play through and for you to see the bill. The patient typically receives a medical bill once the payer has paid their portion.

Do you have to reimburse a health insurance provider that paid for medical bills if you received a bodily injury settlement from your auto insurance?

How are insurance bodily injury claims treated?

This is not a question that lends itself to a brief reaction, here is an outline: 1. After the incident, either the policyholder or the claimant (or his/her/its representative) must report the incident to the insurer. A timely report is usually a condition to coverage under the policy (if coverage is found to exist). Two. The insurer will commence an investigation of the occurrence. This may be done by in-house adjusters, or the insurer may hire outside adjusters to investigate. Three. Depending upon typr pg occurrence, elements of the investigation will include police reports, photographs, diagrams, witness statements, statements of the insured and as many other people as may have skill of the “who where, when, why, and how” factors. Four. Assuming that the claimant was injured, the adjuster will want to collect medical records of treating practitioners, therapists, and others. These will be assessed for objective and subjective complaints of injury, indicia of preexisting conditions, prescriptions, and other types of medical care and therapy. Five. The adjuster will also need to know how the injury has affected the claimant. Work records, including lost time/income, inability to perform work-related functions, etc. will be significant. The adjuster will also want to know how the injury has affected other aspects of the claimant’s life–participation in activities, etc. Age of the claimant will also be a factor, because (1) a serious, permanent injury will adversely affect a junior person longer; (Two) a less-serious injury to a junior person is likely to heal better; (Trio) an injury to an older person will affect the person for a shorter time, but is less likely to readily resolve. 6. The adjuster will need to determine if there is any fault om the claimant. Depending upon the jurisdiction involved, the rule of law may be such that recovery of damages is precluded or diminished depending upon the fault factor (based on “comparative” or “contributory” negligence). 7. Most insurers have ranges within which they lodge claims, based upon the above factors, and others. They also look to jury verdict research to determine what similar injuries are “bringing” when suit is filed and the cases go to trial. For the most part, the aim is to resolve a claim amicably if it is possible to do so. In fact, insurers have the obligation to lodge a claim within policy thresholds (the maximum amount payable as liability benefits) if it is possible to do so, rather than subject the policyholder to suit and to the risk of a verdict against him/her/it that is in excess of policy boundaries. Insurers also consider the expenses that they incur in defending a lawsuit (defense attorney fees and court costs) in making the decision.

Will your auto insurance policy pay for your medical bills?

Possibly if they are auto accident related. Also, if you have Med Pay on your own insurance.. any other bills that may not cover on the at-fault drivers’ insurance, can fall back on yours but your rate won’t increase if you’re found not at fault.

In California Can a provider bill the health care insurer if a person is injured in an auto accident?

Yes. If the person has private insurance and is covered the bills go to the health care company to be paid.

Are medical payments from your own insurance paid to you or medical provider in an auto accident?

They are usually paid directly to the provider. The injured party provides insurance information to the treating physician, who then bills the insurer for treatment rendered. These payments are often made under the insured’s “no-fault” coverage.

Will auto insurance cover medical bills from an auto accident?

Yes. Most states require that the registrant of an auto to maintain a type of coverage to pay for his/her own medical expenses and a portion of lost wages as a result of a collision. This is generally payable without regard to fault for the collision and is payable under the injured party’s own policy. Since fault is not an inssue, it is usually called “no-fault coverage”. All policies of insurance have exceptions and exclusions, depending upon the circumstances of the occurrence. Therefore, albeit coverage is generally provided, the circumstances of a particular case may give the insurer a defense to payment.

Does Zurich Insurance provide auto insurance?

Yes, Zurich insurance does provide auto insurance. The information can by found on the Zurich Insurance web page. They also provide many other forms of insurance including life insurance and homeowners insurance.

Can a health insurance take your settlement if there are going to be medical expenses for a lifetime in Connecticut?

Yes. The health insuror’s subrogation rights entitle them to 100% reimbursement of all medical expenses. However, unless your attorney is totally incompetent, she will include the health insuror in the settlement negotiations and fix their payment in the deal.

Will your health insurance cover bodily injury in a car accident?

Yes, but only as a secondary coverage to all other auto insurance claims you might have (like bodily injury liability against the at fault driver or individual injury protection coverage in no-fault states).

Does health insurance cover bodily injury in an accident?

Different states and policies can have different benefits and coverages. Health insurance will cover medical costs related to an auto accident but in most states they are secondary to automobile insurance. This means that the auto insurance will be responsible for payment very first and health insurance will pay after that. If the health insurance company goes ahead and pays the claim or at least the very first few bills then you receive payment of file for payments on the auto insurance you will be responsible for reimbursement to the health insurer.

What insurance covers bodily injury?

In order for one to have insurance cover bodily injury one would have to have bodily injury insurance. This is good insurance to have as it would cover injuries to any persons that one injures in an accident. This liability insurance would cover any amount one is obligated to pay for injuries sustained and related costs.

Can blue cross be reimbursed on a settlement from an auto insurance uninsured motorist policy?

This will depend on regulations for different states as well as policies. In most cases automobile medical payments will pay before health insurance will be responsible for remaining expenses from an automobile accident. If Blue Cross was billed and paid very first before finding out that their was payment due from the person’s auto policy then yes, Blue Cross will have to be reimbursed for the payment they made.

Do health care providers have to bill your insurance?

Where the health care service is provided by the govt. as in U.S,the citizens covered under the scheme, are to go through treatment atgovt. sponsored network hospitals and the expenses borne areprovided by the govt to the service providers. Whereas in Indiawhere you are to buy health insurance policy,get yourself treatedat network hospitals for free. The health service providers arecompensated by the insurance company. For treatment at non networkhopistals, the patient party are to meet up the hospital bill andapply for reimbursement from TPA with requisite papers, the laterin turn are compensated by insurance cos. at periodic interval.

What is a good limit to have for bodily injury car insurance?

A good place to begin in figuring out what amount of bodily injury liability is to look at your net worth. Recall you can be sued lightly for hurting someone in an auto accident. I personally think no one should have less than 50/100/50 liability coverage. If you own a home you should have 100/300 or more. Truly you should ask your agent to assist you with this question. If you look at the difference in cost for enhanced liability it is fairly puny. Most claims come in the smaller amounts so most of the cost is put into the lower levels of liability cost. To increase it is very inexpensive.

Leave a Reply

Your email address will not be published. Required fields are marked *