Your Not covered for anything at all.
If the auto insurance is inactive, then so is the GAP coverage.
“GAP Insurance” is Not “Auto Insurance”, it is Finance Company Insurance. it will only pay the difference after your required Auto Insurance policy has paid it’s maximum thresholds.
If your auto insurance lapsed, then your GAP insurance has also lapsed automatically and concurrently.
The GAP Insurance is Void in the absense of an auto insurance policy.
Your on the hook for all monies owed to all parties involved with your finance note.
If an insured driver wrecks an uninsured vehicle who pays?
If someone borrowed your car and wrecked it and they aren’t on your insurance will your insurance pay for it?
Can your car get repossessed for not paying your insurance?
IF your loan contract specifies that you must maintain insurance covering the vehicle, the reaction is YES..
Just an echo of the previous response, most major lenders require that the vehicle maintain total coverage insurance. It states in your finance agreement that the vehicle must remain insured or it can be repossessed.
What happens if you have no car insurance and have a wreck but are willing to pay for damages?
Then you are doing the right thing. If you avoided getting a ticket then the accident won’t become part of your record.
If a car fails its annual inspection but you get in an accident shortly after will the insurance company pay a claim?
I think this varies from state to state, but if the car failed inspection because of a safety issue (say bad brakes or tires for example) and that problem then CAUSED an accident later, the insurance company has a good reason not to pay because you drove the car knowing it was unsafe.
What can you do if you wrecked a car that was in your mother’s name and she said it was insured but it wasn’t and all you have is gap insurance?
Unfortunately, ignorance of the fact that you had no insurance is no excuse. You are the driver and it’s your responsibility to be sure you have insurance. You are liable for the harm done to the other car and you will also most likely get a citation for not having insurance. Your car is also your problem. I suppose you could sue your mother but I wouldn’t hold my breath on that one.
Will your insurance pay if someone wrecks your car and they do not have a licence but you let them drive your auto anyway.?
Most large company’s do, as long as the person driving was @ least 25, even if they where determined after investigating, to be @ fault.
What if you don’t pay your car insurance?
Does your insurance company pay for your car?
If you sign a promisary note with a car dealership And you determine not to pay because they sneaked in gap insurance can they send it to collections?
If you have a wreck delivering does your insurance have to pay?
Will car insurance pay if totaled car?
When you wreck a car does the insurance company pay for tax and title also?
This is with State Farm Insurance, I am not sure about other companies.
What happens when you do not pay car insurance?
Does car insurance pay if you wreck your car while operating under the influence?
Your car was stolen with only liability insurance will the insurance pay?
Will insurance pay for a DUI wreck?
Uninsured child borrows parents car that is insured and child has a wreck does insurance company have to pay out?
If your insurance wont pay for your wrecked car what should you do with it?
I wrecked my friends car they didn’t have insurance do i have to pay?
What is the statute of limitation of an insurance to pay another car insurance?
Are there insurance companies that have pay by the month options?
Can you be sued after car insurance pays?
Will insurance pay for a wreck if you have no license or insurance?
Does the car that’s insured pay for the car that is not insured?
Can you pay your car insurance online?
Will gap pay if you only had the insurance for a day?
Will insurance pay if you have a wreck and get a DUI?
IF Son and daughter are on same insurance policy and they wreck into each other will insurance pay?
When can you stop paying car insurance and why?
Who do pay your car insurance deductible to?
Will insurance pay if it is not your fault and you have no insurance?
How often do you pay your car insurance?
Car totaled insurance value car at 16000 and loan amt is 12400 can you use your gap insurance to pay off car loan?
What if you are hauling stuff in your car and get in a wreck and the items are violated Will your insurance pay for the items?
Do you pay insurance on a insurance co provided rental car?
Why do you have to pay insurance when purchasing a car?
When you get a car on disability do they pay your insurance?
Do you need insurance to pay a no car insurance ticket?
How much they have to pay in car insurance?